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Excellent
rates for Banned and Convicted Car Insurance policies. Returning to driving
after a conviction can be hard, and finding an affordable motor policy
can be even harder. click through for a low online quote.
Are
are searching for a competitive motor policy, having just come back from
a previous ban or conviction? If the answer to this question is yes, you
will probably have experienced the difficulties in finding a suitable
insurer, let alone the right policy! Quotations and support is available
for drivers who have obtained convictions such as DR10, SP30, SP50, IN10,
CU30, DD10, DR80, TS10, and even totting up a number of different offences.
Your
driving ban might have occurred for a variety of reasons i.e. speeding,
drink or dangerous driving, or just amassing enough penalty points on
your licence to force a ban. Some punishments will have required you retake
your driving test to prove your competence before being allowed back onto
the roads.
However,
it is still possible to find the right motor insurance partner and obtain
a competitively priced premium, even if you are a returning young driver.
The best and more specialist insurers will treat your motoring convictions
more sympathetically than many of the recognisable mainstream companies.
In fact some brokers and intermediaries offer specific policies for drink-driving
convictions.
Drink
Driving and The Law
Over
85,000 people are banned from driving every year because of drink driving.
Convicted drink drivers are categorized as high-risk and face loaded car
insurance premiums.
Any person who is driving, attempting to drive, or in charge
of a motor vehicle on the road, or in a public place (eg a pub car park
or a garage forecourt), may be required by the police to provide a breath
test, to ascertain whether they are over the prescribed limit of alcohol
- 35 micrograms of alcohol per 100 millilitres of breath (or 80 milligrams
of alcohol per 100 millilitres of blood). The request must be made by
a police officer in uniform, but can only be made if one of the following
situations apply:
- The police
officer has reasonable cause to suspect that you have committed, or
- are currently
committing a moving traffic offence, or
- if, having
stopped, an officer has reasonable cause to suspect that the person
driving/attempting to drive/in charge of the vehicle has consumed alcohol,
or
- the police
officer has reasonable cause to believe that you were the person driving/attempting
to drive/in charge of a motor vehicle which was involved in an accident.
Further reading
on the law pertaining to drink driving can be found on the web site of
the Crown Prosecution Service. (http://cps.gov.uk/legal/section9/chapter_c.html).
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