Banned and Convicted Drivers Car Insurance

Excellent rates for Banned and Convicted Car Insurance policies. Returning to driving after a conviction can be hard, and finding an affordable motor policy can be even harder. click through for a low online quote.

Are are searching for a competitive motor policy, having just come back from a previous ban or conviction? If the answer to this question is yes, you will probably have experienced the difficulties in finding a suitable insurer, let alone the right policy! Quotations and support is available for drivers who have obtained convictions such as DR10, SP30, SP50, IN10, CU30, DD10, DR80, TS10, and even totting up a number of different offences.

Your driving ban might have occurred for a variety of reasons i.e. speeding, drink or dangerous driving, or just amassing enough penalty points on your licence to force a ban. Some punishments will have required you retake your driving test to prove your competence before being allowed back onto the roads.

However, it is still possible to find the right motor insurance partner and obtain a competitively priced premium, even if you are a returning young driver. The best and more specialist insurers will treat your motoring convictions more sympathetically than many of the recognisable mainstream companies. In fact some brokers and intermediaries offer specific policies for drink-driving convictions.

Drink Driving and The Law
Over 85,000 people are banned from driving every year because of drink driving. Convicted drink drivers are categorized as high-risk and face loaded car insurance premiums.

Any person who is driving, attempting to drive, or in charge of a motor vehicle on the road, or in a public place (eg a pub car park or a garage forecourt), may be required by the police to provide a breath test, to ascertain whether they are over the prescribed limit of alcohol - 35 micrograms of alcohol per 100 millilitres of breath (or 80 milligrams of alcohol per 100 millilitres of blood). The request must be made by a police officer in uniform, but can only be made if one of the following situations apply:

• The police officer has reasonable cause to suspect that you have committed, or
• are currently committing a moving traffic offence, or
• if, having stopped, an officer has reasonable cause to suspect that the person driving/attempting to drive/in charge of the vehicle has consumed alcohol, or
• the police officer has reasonable cause to believe that you were the person driving/attempting to drive/in charge of a motor vehicle which was involved in an accident.

Further reading on the law pertaining to drink driving can be found on the web site of the Crown Prosecution Service. (http://cps.gov.uk/legal/section9/chapter_c.html).

Choose your Convicted Driver Car Insurance Partner
If you know your preferred provider then you can select from and obtain an online quote from one of the following companies. From Adrian Flux, 4youngdrivers, and Swiftcover, all delivering competitive quotations based on your individual motoring profile.

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