University Student Car Insurance - September 2010

This regularly updated section of the HomeApproved web site will cover the latest trends, research, opinion and developments in the UK car insurance sector. 

University Student Car Insurance
It's that time of the year again when many university students across the UK are returning to campus or possible setting out for their first year at uni!

Obtaining a new student car insurance quote can be done quickly and effectively on the World Wide Web. However the internet has brought with it what often seems like an endless list of possible candidates for your business. Many insurers claim to offer the best package of features, benefits, options and most importantly price. Where do you start your quest?

Well the simple answer is to draw up a checklist of the type of cover you require, features that you require and then shop around for the provider that best meets your requirements. Finding the right cover for your car could save you money, and may help make your student loan go further.

You are probably aware also that car insurance rates for young drivers can be expensive. Statistics show that a high percentage of road traffic accidents involve young people and hence the rates often quoted by UK insurers reflect this risk.

Building up your no claims discount can also substantially reduce your premiums over the period of your university life. Driving sensibly, following the rules of the road and the Highway Code, staying within the speed limit will help you to avoid making any claim(s) on your motor policy. For those who are embarking on a university course and are aged between 17-25 please remember this sobering though - People aged 17-25 represent only 10% of the UK's licence holders, but are involved in over 20% of all road traffic accidents. Every year over 1,000 17- 25 year old's are killed as a result of a road traffic crash. These deaths are avoidable.

Lastly, if you are living off campus in an area where you are concerned about car theft, it may be worth installing additional security devices to your vehicle. A good insurer will advise you of suitable devices.

Top of Page