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This regularly updated section of the HomeApproved web site will cover the latest trends, research, opinion and developments in the UK car insurance sector. 

Attitude issues with young male drivers
Industry research over the past number of years has always indicated that the problem with the amount of night-time accidents experienced by young drivers (males) in Britain is mainly down to their attitude.

Although only 25% of travelling made by car drivers between 5.00 pm and 8.00 am, this time accounted for 40% of the serious and fatal injuries to drivers. It is possible that the amount of road injuries and fatalities in built-up districts may be attributed of the young to the attraction to clubs and pubs in town locations with the accompanying early evening arrival and early morning departure times. Reports to aid the development of young driver night time driving have included the following recommendations:

  • Increased driver education and training undertaken before being allowed to drive alone.
  • Increased night driving risk awareness programmes with preferable involvement of car insurance companies, motoring organizations together with local and central government.
  • Restricting the number of passengers that could be carried by young drivers in view of the high association between accidents and the number of passengers.

Pass Plus
One of the major incentives and benefits associated with Pass Plus is the opportunity to make savings on your next policy. Excellent discounts for young drivers who have successfully completed the PassPlus course area available from many leading insurers.

Pass Plus can be taken up to a year after you have passed your practical driving test. There is no further test to take - when your instructor is satisfied with your performance you receive a certificate from the DSA.

RoSPA
In an attempt to try and reduce the number of young driver accidents and deaths RoSPA has previously offered drivers the chance to improve their driving skills and safety with a the RoSPA evaluation course. The course targets people aged between 17 and 24-years-old.

Traffic accidents remain the largest single cause of death and injury to young adults, and with one in five young drivers crashing within a year of passing their learner test, RoSPA developed the assessment for younger road users.

ENDS

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The details published on this site are for information purposes only and should not be construed as advice under the Financial Services and Markets Act 2000. Homeapproved does not act as an introducer in respect of contracts of insurance, and acts merely as a conduit for insurance providers. All insurance providers listed on this website are FSA authorised firms. You are advised to take appropriate professional and legal advice before entering into any binding contracts.