UK drivers admit to Fronting - October 2008

This regularly updated section of the HomeApproved web site will cover the latest trends, research, opinion and developments in the UK car insurance sector.

One quarter of UK drivers admit to fronting
According to a YouGov survey commissioned by Comparethemarket.com, a quarter of people in the UK admit lowering their car insurance by 'fronting'.

Although fronting itself may not be a criminal offence, it may lead to the insurance being voided which will mean the driver will be deemed uninsured, which is against the law.

Of the respondents, even though almost a third (31%) knew they risked their claims being refused if caught fronting, over one in ten of 18-24 year old (14%) would not be deterred from doing it.

Almost a quarter (24%) of respondents who have fronted claim to have saved up to £100 in the past through fronting, while 34% of 35 to 44 year olds admit fronting has saved them up to £200 on their insurance policies.

Jeremy Moll, insurance expert at comparethemarket.com said: "Culprits of fronting mainly include young drivers or those who have just passed their driving test - often those with high premiums but lower incomes. However, fronting risks claims being refused and prosecution for driving without insurance.

"It could lead to a fine, penalty points and in some cases disqualification from driving. It also prevents you from building up your own no claims bonus and prevents you from lowering your own insurance premium, which can cost you more in the long run."

ENDS

Further October 2008 news
LV Car Insurance Policy Update
Poorly-inflated tyres
UK insurance industry remains strong
Direct Motor Insurer Enters Market

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