classic car insurance quotes to meet your specialist and individual needs. Instant
cover and online offers up to 70% for your no claims discount. + great deals
for classic car club members, and you could save over £200 on your
Car Insurance premium.
Drivers of classic vehicles require a policy which differs from standard UK motor insurance. Unlike most drivers the classic car owner will not be always looking for the cheapest policy.
Many classic vehicles will be very well cared for and maintained by their owners, and cover far less miles than your typical family saloon! Thus it is often the case that classic motor premiums are lower than insuring a modern car as the risk of an accident is less.
However, it is also true that some owners
will use their classic cars to participate in rallies, track days and
other special events which can, in the worst case, turn dreams into nightmares. Choosing the right policy, features and benefits will ensure that you have the peace of mind
that comes with the knowledge that your policy provides cover for all
If required your new classic car insurance policy can be extended to include an 'Agreed Valuation' for which an extra charge is incurred. In the unfortunate event of a total loss claim or the vehicle is stolen, you will receive the full 'Agreed Valuation' of your vehicle as previously agreed with the insurance company. Often a free certificate is provided for vehicles over 10 years old*.
Lastly it is certainly worth noting that if you are a member of a classic car owners club you may be able to get additional discounts on your new policy.
NOTE: For those owners who are unsure - In the UK HM Revenue & Customs define a classic car for company taxation purposes as being over 15 years old and having a value in excess of £15,000! Two further definitions for information:
- Veteran Cars: Manufactured before 1903
- Vintage Cars: Manufactured between 1903 and 1933
*check classic car insurer terms and conditions.