Comprehensive Car Insurance
UK cover with great value comprehensive car insurance features and benefits. This type of motor policy will provide an ‘all risks’ level of protection for policyholder and vehicle*. For this reason it is sensible practice to shop around and make an informed choice. Some of the benefits of this level of motor insurance include cover for damage caused by fire or accident, vehicle theft and claims brought against you.
Click through on the ‘Get a Quote’ button above to compare fully comprehensive car insurance quotes from over 100 of the leading UK motor insurers, and obtain the most suitable fully featured cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal.
If your vehicle is valued at over £5,000 then, by law you must have valid comprehensive car insurance cover, thus the majority of motor policies sold in the UK are of this type. Exclusions will vary according to your provider but may include (for example) legal fees, breakdown cover, windscreen damage, and medical fees. The excess can also vary and is agreed between you and your insurer.
This type of cover will include everything as in a standard Third Party Fire and Theft (TPFT) policy with the addition of Accidental Damage. This is defined as damage to insured’s vehicle, which includes malicious damage. Personal accident benefit cover is defined as – certain amounts paid in the event of the death or specific permanent disablement of the policyholder (and sometimes his or her spouse or family member).
Fully Comprehensive Policy Options and Extras
There is a multitude of extras and options you can add to your new UK policy to tailor it to your driver and vehicle needs. Nearly all leading motor insurers will offer a range of additional policy extras to suit your motoring needs. Often, with all-inclusive cover breakdown insurance can be incorporated into your policy, although you will need to check the terms and conditions from your insurer.
This type of fully comprehensive motor insurance is available for all types of driver and vehicle – Black Box Insurance; Young Driver; Classic Car; Student; Simple Cover; Senior Citizen; Lady Driver; 4×4; Hybrid Car; Electric Car; Imported Car and Performance Car.
*Fully comprehensive doesn’t necessarily mean that you are covered for everything. Check with your insurer if you have any special requirements.