Custom Car Insurance

This specialist field requires that every driver of a customised vehicle selects their custom car insurance partner carefully. Select policies featured on our web site offer low rates for custom, street rod, conversion, qplate and other examples of custom cars.

There are thousands of drivers throughout the UK who devote many hours and spend hundreds if not thousands of pounds customising their vehicle. The market for customised vehicle accessories, tuning kits and other vehicle enhancements has grown enormously over the last 10 years.

The industry is supported by traditional retailers such as Halfords, who have expanded their range of custom vehicle parts and accessories as well as a number of magazines aimed specifically at the custom car driver.

Traditionally, customising your car has meant that your insurance premiums have literally gone through the (sun) roof! Many mainstream insurers will automatically bracket the owner into the ‘enthusiast’ group – a euphemism for people who like to get more out of their cars than the ordinary motorist. If this is your first custom car it is sensible to check out the insurance rates for the vehicle, in the state it will be when fully customised.

Always tell your insurer of the alterations and/or additions made to the car before you go ahead and make the changes. Inform them before you have an unforeseen accident, not doing so could invalidate your policy and leave you seriously out of pocket.

Most standard car insurance policies contain specific maximum limits of compensation that apply to after market accessories. For example, if you fit alloy wheels and custom body kits which did not arrive as standard, check the level of car insurance cover you will be given before you buy them!

Top of Page