Shopping around for your Learner Car Insurance can deliver the most suitable motor policy and protection level. The right cover for you and your vehicle will give you peace of mind during your time spent learning to drive.

Why you need to be Insured
Car insurance for learner drivers will protect a driver against liability in the event of an accident(s) they may cause. The Road Traffic Act requires all motorists to be insured against their liability for injuries to others (including passengers) and for damage to other people's property resulting from use of a vehicle on a road or other public place. It is an offence to drive your car or allow others to drive it without insurance.

If you are a teenager and finding it difficult to attain a competitive quote then it could well be worthwhile in making some initial online enquiries. For your first learners policy there are three levels of cover from which to choose:

• Third Party - The minimum legal cover allowed and comparatively cheap.
• Third Party Fire and Theft - Third Party protection with Fire and Theft cover added.
• Fully Comprehensive - Most expensive and covers everything: car damage, personal injury, and any third party's vehicle and property.

Choosing your Learner Drivers Insurer
Some of the best insurers will offer special learner car insurance rates for provisional licence holders, flexible payment options, legal cover and repayment protection.

If you know your preferred provider then you can select from and obtain an online quote from several different insurers, all delivering competitive quotations based on your individual learner driver motoring profile. Further information for learners can be found over at the GOV.UK website.