| |
Motor Legal Protection
Adding Motor Legal Protection (MLP) to a UK car insurance policy will
provide the policyholder with the reassurance that should legal action
be required to recover a claims excess, loss of earnings, and damage to
personal belongings following a non fault claim, for example, the policy
can be invoked. Similarly, if you are at fault following a road traffic
accident a legal expenses insurance policy could provide cover to defend
an action brought about by a third party. Uninsured losses can include
the following:
- Personal
injury cover for medical expenses and fees
- Loss
of earnings
- Out of
pocket expenses
- Compensation
if you are injured and compensation for your family if you are killed
- Repair
costs if you do not have comprehensive insurance cover
- Recover
your excess if you are not at fault for the accident
- Reasonable
hire charges for a replacement vehicle while yours is being repaired
- Compensation
for you not being able to use your vehicle
- Compensation
for damage to your clothes, luggage or personal belongings
- A replacement
vehicle if the car is unroadworthy or away being repaired following
your car being immobilised after an accident that is not your fault
- 24 hour
legal advice and emergency claims line, 365 days a year
Taking out
MLP cover with your car insurance policy can save you the inconvenience
of managing troublesome aspects of your claim and ensure you get the compensation
you deserve. Most motor insurers, brokers or intermediaries offer legal
expenses protection as an optional extra for an additional premium or
as part of their comprehensive or third party insurance package. The scope
of cover in both the UK and Europe and the limits applied will vary according
to the provider.
Top
of Page
|
|
