Drivers
Women
Young Drivers
Students
Learner Drivers
First Time Drivers
Senior Citizens
Northern Ireland
Expatriates
Convicted Driver
Vehicle Groups
4x4 Vehicle
Performance Car
Classic Car
Imported Car
Kit Car
Modified
Custom
Cherished Cars
Insurance Groups
Manufacturers A-N
Manufacturers O-Z
Caravan Policy
Breakdown Cover
Cover Levels
Comprehensive
Third Party
Simple Cover
Short Term Cover
Eco-Friendly
Limited Mileage
Pay as You Drive
Gap Car Insurance
No Claims Discount

With third party fire and theft car insurance you can stipulate whether to include the fire and theft element or select basic third party only cover. It is worth noting that if your vehicle is valued over £5000 you cannot (by law) take out this minimum level of cover.

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Third party motor insurance policies are designed to protect victims of accidents in which your car is involved. Adding fire and theft will provide protection against damage to, or loss of your vehicle due to it being stolen or set on fire.It also possible to include cover for legal fees in case you require a solicitor to represent you.

By selecting this level of protection you are choosing the minimum level of cover for your vehicle as required by the Road Traffic Act 1988. The Act states that a car user must be insured by a member of the Motor Insurers Bureau (MIB). Third Party Insurance Policies usually cover:

  • Liability for injuries to other people, including passengers
  • Liability for damage to other people?s property
  • Liability of passengers for accidents caused by them
  • Liability arising from the use of a caravan or trailer, while attached to the car

3rd party fire and theft car insurance is cheaper than a standard Fully Comprehensive Policy. This is due to the reduced risk taken on by the insurer - because you are not insuring yourself or any damage to your vehicle! Always think carefully before opting for this type of insurance. What you save in premiums could cost you a great deal more in the event of an accident.

Third Party Policy Options and Extras
Extras you can add to your third party car insurance policy to tailor it to your needs. Nearly all leading motor insurers will offer a range of Additional Policy Extras, enabling you to tailor your 3rd party, fire and theft policy to suit your motoring needs.

Choose your Third Party, Fire and Theft Car Insurance Partner
If you know your preferred provider then you can select from and obtain an online quote from one of the following companies. From HSBC, Virgin, Zurich, Barclays, Kwik Fit, Egg, Marks and Spencer
and The Prudential, all delivering competitive quotations based on your individual motoring profile.

 



Tesco Third Party Motor Insurance