Third Party Car Insurance Policies
With third party car insurance you can stipulate whether to include the fire and theft element or select basic third party only cover. It is worth noting that if your vehicle is valued over £5000 you cannot (by law) take out this minimum level of cover.
Click through on the ‘Get a Quote’ button above to compare third party fire and theft car insurance quotes from over 100 of the leading UK motor insurers, and obtain the most suitable fully featured cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal.
Third party motor insurance policies are designed to protect victims of accidents in which your car is involved. Adding fire and theft will provide protection against damage to, or loss of your vehicle due to it being stolen or set on fire. It also possible to include cover for legal fees in case you require a solicitor to represent you.
By selecting this level of protection you are choosing the minimum level of cover for your vehicle as required by the Road Traffic Act 1988. The Act states that a car user must be insured by a member of the Motor Insurers Bureau (MIB). Third Party Insurance Policies usually cover:
• Liability for injuries to other people, including passengers
• Liability for damage to other people’s property
• Liability of passengers for accidents caused by them
• Liability arising from the use of a caravan or trailer, while attached to the car
3rd party fire and theft car insurance is cheaper than standard Comprehensive Car Insurance. This is due to the reduced risk taken on by the insurer – because you are not insuring yourself or any damage to your vehicle! Always think carefully before opting for this type of insurance. What you save in premiums could cost you a great deal more in the event of an accident.
This type of third party fire and theft motor insurance is available for most types of driver and vehicle – Young Driver; Classic Car; Student; Senior Citizen; Simple Cover; Lady Driver; 4×4; Hybrid Car; Electric Car; Classic Car; Imported Car and Performance Car.
3rd Party Cover Policy Options and Extras
Extras you can add to your 3rd party car insurance policy to tailor it to your needs. Nearly all leading motor insurers will offer a range of Additional Policy Extras, enabling you to tailor your 3rd party, fire and theft policy to suit your motoring needs.