Courier Van Insurance Quote
UK courier van insurance quote provided by our online partner Quotezone. Competitive premiums that are sure to deliver a great policy, at an ultra competitive price. Policies will deliver the right level of driver and vehicle cover for all types and size of courier across the UK.
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Click through on the ‘Get a Quote’ button above to compare UK courier insurance quotes from leading UK commercial vehicle insurers and brokers, and obtain the most suitable fully featured cover and protection you require. The click and compare service is entirely free to use for all UK van owners. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best courier van insurance deal.
Top 4 FAQs on UK Courier Van Insurance
1. What is courier van insurance?
Courier van insurance is a specialist policy designed for drivers who deliver multiple parcels or packages to different locations throughout the day. It provides the necessary Hire & Reward (H&R) cover that standard van insurance does not.
2. Do I need Hire & Reward insurance to work as a courier?
Yes. In the UK, anyone delivering goods that don’t belong to them—such as parcels for Amazon, DPD, Hermes, or local businesses—must have Hire & Reward insurance. Without it, your policy is invalid and you could be fined or face vehicle seizure.
3. Does courier van insurance include goods-in-transit cover?
Not always. Some insurers include it, but many require it as an add-on. Goods-in-transit (GIT) cover protects the parcels you carry against loss, damage, or theft while in your van.
4. Is courier van insurance more expensive than standard van insurance?
Usually yes. Courier work involves high mileage, multiple stops, and frequent driving in busy areas, which increases risk. Costs may drop if you: Build no-claims history; Install security devices; Drive a low-risk van; Choose a higher excess.
Who needs courier insurance?
If you use your car, van, scooter or motorbike to make multiple deliveries of goods and parcels, then you will need courier insurance. These policies take into account the extra miles you do because of your job, the fact that you’re more likely to be driving through heavily built-up areas, and the value of the items you’re carrying. If you don’t have appropriate cover, your vehicle and the goods you are transporting may not be insured. It means if you had an accident or someone broke into your courier vehicle, you may not be compensated for damage or stolen items.
The Difference Between Courier Insurance and Haulage Insurance?
Typically the primary difference between courier insurance and haulage insurance is the number of drops made. Couriers typically make multiple drops within the UK, whereas hauliers will usually make just one drop and that may be within the UK or Europe.
What is Normally Included with Courier Insurance?
Cover for one or more drivers for business use.
Cover to make multiple drops of other peoples goods or materials within the UK only.
Optional ‘goods in transit insurance’.
Third party only cover – this covers the cost of damage done to other people and their property in case of accident. Crucially, it doesn’t cover you for any damage done to your vehicle or you.
Third party, fire and theft – this includes third party only cover and will also compensate you if your vehicle is stolen or damaged by fire.
Comprehensive cover – this is the highest level of protection you can get for your van. It includes third party, fire and theft cover and will also pay to fix your courier van in the event of an accident (even if it’s your fault).
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