Lexus Car Insurance
Homeapproved Lexus car insurance quote. Unrivalled levels of driver refinement and luxury from Lexus. Choose from basic third party protection or fully comprehensive cover, tailored to your personal driver and vehicle profile. Get an online quote today and save money on your current deal.
You could save money today!
Click through on the ‘Get a Quote’ button above to compare car insurance for your Lexus from leading UK motor insurers, and obtain the most suitable fully featured cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal.
Top 6 FAQs for Lexus Car Insurance in the UK
What types of cover are available for Lexus car insurance?
Like most UK motor insurance, you can choose between: Third Party Only (TPO) – meets legal minimums; Third Party, Fire & Theft (TPFT) – adds fire/theft cover; Comprehensive – covers your own car too. Most Lexus‑specific policies are comprehensive, with extra perks aimed at Lexus owners.
What are the benefits of Lexus‑branded motor insurance?
Lexus Insurance Services (FCA‑regulated) offers features often included or available as standard on their cover, such as: 24/7 UK‑based claims support; Vandalism promise (claim without losing no‑claims bonus for malicious damage); Complimentary short‑term EU cover (with option to extend); Courtesy car options and genuine Lexus parts used for repairs; Personal accident cover. These are designed specifically for Lexus drivers.
Can I get a fixed‑price insurance deal for my Lexus?
Lexus has offered three‑year fixed price insurance plans on new vehicles under certain eligibility criteria, meaning your premium won’t rise at each renewal for three years — helping with budgeting and cost certainty.
Does Lexus insurance include European driving cover?
Yes — many Lexus policies include up to 3 days’ UK‑style cover in the EU as standard, with the option to extend cover up to 180 days for an additional premium if you plan longer trips abroad.
What is excess and can I protect it on a Lexus policy?
An excess is the amount you pay towards a claim before the insurer pays out (higher excess usually means cheaper premiums). Lexus offers excess protection products that can reimburse part of your excess if certain conditions are met.
What happens if my Lexus is written off or stolen?
Standard comprehensive cover pays out the current market value, which may be lower than what you paid or owe on finance. Optional protections, like Total Loss Asset Protection, can help cover the gap between your payout and the original price or your outstanding finance balance — giving greater peace of mind in worst‑case scenarios.
Bonus tip: Insurance costs for Lexus models can vary significantly depending on model, postcode, age and driving history — luxury and hybrid models may attract higher premiums than smaller/cheaper cars due to repair costs and risk profiles.
Compare policies from leading UK insurers, brokers and intermediaries. Policies and high levels of cover from over 90% of the main insurance companies and brokers. Use the unique MotorWizard™ to find the right Lexus car insurer for you. All Lexus Compacts, Saloons, 4×4 and sports models can be insured:
• IS 250, IS 220d, CT 200h
• IS 300h, IS 250, GS 250
• GS450h, GS 300, GS 300 Limited Edition
• GS 430, LS 460, LS 600h
• Lexus SUVs, RX 450h
• RX 350, RX 350 Limited Edition, RX 400h
• SC 430
Lexus is the prestige brand of Toyota. The company has a relatively short but illustrious past particularly in the development of hybrid technology. Intelligently combining a petrol engine with an electric motor, Lexus full hybrid cars provide exhilarating performance as well as reduced emissions and superior fuel economy.
Lexus offers its customers fantastic levels of service, and vehicles with class leading levels of build quality and trim levels. Your Lexus car insurance policy should deliver the optimum level of protection for your vehicle. Benefits to look out for when choosing your next comprehensive motor policy insurance partner include:
• Three year repair guarantee
• Europe-wide cover
• Car audio cover
• Cover for navigational equipment
• Unlimited windscreen cover
Manufacturers (Lexus) Insurance Website Address:
www.lexus.co.uk/finance-insurance/lexus-insurance-products/motor-insurance (copy and paste into your browser bar).


