BYD Car Insurance
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Click through on the ‘Get a Quote’ button above to compare BYD car insurance quotes from leading UK motor insurers, and obtain the most suitable cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal.
BYD UK Car Insurance FAQs
Is insurance more expensive for BYD cars?
Not necessarily. While BYD is a newer brand in the UK, premiums are usually comparable to other electric vehicles. Costs depend more on the model, battery value, repair costs, driver profile and location than the badge itself.
Does my policy cover the BYD battery?
Yes. Standard comprehensive UK insurance covers the battery as part of the vehicle. If the battery is leased (rare for BYD in the UK), you must tell your insurer.
Are EV-specific features included?
Many insurers now include EV benefits such as charging-cable cover, battery damage, and recovery to a charging point, but you should check this explicitly.
When insuring a BYD vehicle in the UK, the basics are the same as for any car: you must have at least third-party cover by law, with comprehensive policies recommended for full protection of both your BYD and others on the road. With BYD’s growing presence here — driven by competitive pricing and strong sales growth — more insurers are now listing BYD models in their databases, which should steadily improve quote accuracy and availability over time.
BYD has grown rapidly since entering the UK in 2023, and the range now on sale spans small city EVs to SUVs, saloons and plug-in hybrids. When choosing a policy, insurers will look at the specific model, engine type (electric vs hybrid), battery size, repair cost, security features, your age and driving history, and annual mileage. Because BYD is a relatively new entrant, some insurers might initially class certain models in higher groups due to limited claim history — but this is changing as more BYD cars are insured and driver data becomes richer.
BYD vehicles in the UK: the full current lineup includes the following models (all of which you must consider when specifying your car on an insurance form):
1. BYD Dolphin Surf
A compact electric city car and the most affordable BYD in the UK range. It’s ideal for urban driving, less powerful than bigger BYDs but cheaper to insure thanks to its lower value and urban focus.
2. BYD Dolphin
A small electric hatchback that’s slightly larger than the Surf. Excellent for everyday commuting and likely to be a popular choice with first-time EV buyers.
3. BYD Atto 2
A compact electric SUV offering more space and versatility than the Dolphin. Suits families and longer runs.
4. BYD Atto 3
A larger electric crossover SUV and one of BYD’s best-selling models in the UK. With a more substantial battery and equipment load, this may attract slightly higher premiums than smaller BYDs.
5. BYD Seal
An electric saloon that competes with premium EVs; it’s one of BYD’s flagship electric cars. Higher values and performance specs here can influence insurance costs.
6. BYD Seal U DM-i
A plug-in hybrid SUV. Hybrids are typically classed differently from full EVs, with insurers considering both electric and petrol components.
7. BYD Seal 6 DM-i (Saloon and Touring estate)
An efficient large hybrid saloon and estate variant, offering space and fuel flexibility — be clear on body style when insuring.
8. BYD Sealion 7
A larger electric performance SUV with a high-capacity battery and advanced features — typically a higher-value category that may impact insurance group.
As the BYD range continues to expand with more models expected to arrive by 2026, insurers will keep updating their model lists — meaning quotes should become more competitive and tailored over time. When you get a policy, ensure you provide exact model and trim details (e.g., BYD Atto 3 Long Range EV vs standard), as small differences in battery size and options can affect insurance group and cost.
