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Citroen Car Insurance

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Citroen Car Insurance

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Click through on the ‘Get a Quote’ button above to compare car insurance for your Citroen from leading UK motor insurers, and obtain the most suitable fully featured cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal.

Top 6 FAQs for Citroen Car Insurance

What types of car insurance cover are available for my Citroën?

In the UK, you can choose from: Third Party Only (TPO) – meets the legal minimum. Third Party, Fire & Theft (TPFT) – adds cover for theft or fire. Comprehensive – covers your car and others, and often includes extras like windscreen repair, courtesy car and personal accident benefits.

Many insurers also offer optional add-ons (legal cover, breakdown, etc.), and Citroën’s own Subscription Car Insurance includes features like courtesy cars and key replacement.

How much can I expect to pay to insure a Citroën in the UK?

The cost varies by model, age, driving history, and usage. As a rough idea, typical annual premiums can range approximately from: Citroën C1 — £650–£850; Citroën C3 — £700–£950; Citroën C4 — £750–£1,000. Electric/Hybrid models — often £900+. These are just examples — actual prices depend on your details.

Do insurance groups for Citroën cars affect my premium?

Yes. Every Citroën model is placed in an insurance group — lower groups usually mean cheaper premiums. For example: Smaller hatchbacks (e.g., C3) often sit in lower groups. Larger or more powerful models (e.g., C5) may be in higher groups. The exact group depends on engine size, performance and cost of repairs.

How do my personal details affect Citroën insurance cost?

Insurers look at:

Age & driving experience (younger or new drivers typically pay more)
No-Claims Bonus — more years without claims = lower premiums
Postcode — higher crime/accident areas cost more
Mileage & usage — business use or high mileage tends to raise costs

Accurately declaring your use (e.g., commuting vs business) is important — failure to do so can invalidate your policy.

What happens if my Citroën is under a safety recall?

Recently some Citroën models (e.g., C3 and DS3 with Takata airbags) were subject to a “stop drive” safety notice warning drivers not to use the car until repaired. During a stop-drive recall, your insurance may be invalid if you drive the vehicle (as it’s classed unsafe to drive and may be excluded by insurers). You should check your VIN on the Citroën recall tool.

Can I get extra protection for my Citroën beyond standard cover?

Yes — some insurers offer GAP insurance (Guaranteed Asset Protection) that helps cover the difference between what your insurer pays and what you owe on finance if your Citroën is stolen or written off. Also consider optional breakdown cover, courtesy car cover, and legal protection — these can be useful add-ons, especially for daily-use vehicles.

Competitive insurance quotes for any of Citroen’s family of vehicles. Obtain instant cover online for new and used, petrol and diesel derivatives. Owners of the following Citroen models can input their driver details and return a list of the top 5, suitable insurers, brokers and intermediaries:

• C-Zero; C1; C3; Berlingo Multispace
• C3 Picasso; C4 Cactus; C4; C4 Picasso
• Grand C4 Picasso; C5 Saloon; C5 Tourer
• Dispatch Combi; DS3; DS3 Cabrio
• DS4; DS5; Xsara Picasso,
• C2; Saxo; C6; C8; Xantia; AX; ZX
• VTR; 2CV; XM; Pluriel; BX

Citroen car insurance policies can be are tailored to meet your exact needs, driving characteristics and requirements. Citroen’s have a history of building safe, affordable vehicles, many of which earn 4 stars in EuroNCAP tests.

You can lower the cost of your next premium by increasing your policy excess, avoiding unnecessary add-ons to your vehicle and ensuring the security of your car is cared for by fitting a tracker/alarm system and ensuring it is garaged overnight. Lastly it always makes good sense to shop around for the right deal and to not just go for the first quote you receive.

Manufacturers Website Address: www.citroen.co.uk/finance/new-vehicle-finance/insurance (copy and paste into your browser bar).

Citroen car insurance