Honda Car Insurance
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Click through on the ‘Get a Quote’ button above to compare Honda car insurance quotes from leading UK motor insurers, and obtain the most suitable cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal.
Honda Car Insurance FAQs
Is Honda insurance expensive in the UK?
Generally, Honda cars are affordable to insure due to strong safety ratings, reliability and widely available parts.
Does my Honda model affect my premium?
Yes. Models like the Jazz usually cost less to insure than performance versions of the Civic.
Are Honda hybrids cheaper to insure?
Often yes, as they’re associated with lower mileage and safer driving habits.
Will genuine Honda parts increase repair costs?
Not significantly—Honda parts are common in the UK, helping keep repairs reasonable.
Can modifications affect my Honda insurance?
Yes. Any modifications must be declared or your policy could be invalid.
Car Insurance in the UK for Your Honda
Car insurance is a legal requirement if you’re driving or parking your Honda on UK roads. It protects you against financial losses from accidents, theft, damage, or injury to others. Third-party only (TPO) insurance is the minimum legal cover, paying for damage you cause to other people’s property or injuries to others. Many Honda owners choose third-party, fire and theft (TPFT) or comprehensive insurance, which also covers damage to your own vehicle and theft or fire damage.
Premiums for your Honda policy will depend on several key factors, including your age, driving history, location, annual mileage, and where your car is kept overnight. Honda models with strong safety ratings and good reliability often attract lower premiums because insurers see them as lower-risk vehicles. Fitting approved security devices (like an alarm or immobiliser) and adding a trusted named driver with a clean record can also help reduce costs.
When choosing cover, it’s important to consider excess amounts (the portion you pay towards a claim), breakdown cover, and features like windscreen cover or courtesy car provision. Some insurers offer bonuses for no claims history, and you can protect this with a no-claims discount (NCD) protector. A Honda registered in a lower insurance group typically costs less to insure than a high-performance version, so be clear about trim levels and engine sizes when comparing quotes.
Policies can also differ in the UK based on usage type — for example, social, domestic and pleasure use usually costs less than business use. Before renewing or switching policies, check for multi-car discounts if you insure more than one vehicle under the same provider. Always compare at least three quotes from reputable insurers to ensure you get the best balance of price and cover for your Honda.
Honda Models Available in the UK
Honda’s UK range has shifted strongly towards hybrid and electric vehicles, with most new models now featuring electrified powertrains or full electrification. Below are the current models you can buy or order through Honda UK:
Hybrid Cars
Honda Jazz Hybrid e:HEV – A compact, efficient family hatchback with self-charging hybrid technology.
Honda Civic Hybrid e:HEV – A dynamic hatchback offering a blend of performance and economy with a full hybrid system.
Honda HR-V Hybrid e:HEV – A medium-sized hybrid SUV with spacious interior and smooth automatic hybrid drive.
Honda ZR-V Hybrid e:HEV – A sporty compact SUV with sleek design and long-range hybrid efficiency.
Honda CR-V e:HEV – A large hybrid SUV featuring self-charging hybrid power and generous space.
Plug-in Hybrid
Honda CR-V e:PHEV – A plug-in hybrid version of the CR-V that offers a larger battery for extended electric-only driving.
Electric Vehicle
Honda e:Ny1 – A fully electric SUV with a strong driving range, modern tech, and zero emission performance.
Sporty Coupe
Honda Prelude Hybrid e:HEV – A returning coupe model that blends sporty driving characteristics with hybrid efficiency, reintroduced for 2026.
Honda’s UK line-up reflects a broader shift towards electrification, with most new cars either hybrid or fully electric. Whether you prefer the compact Jazz, the versatile SUV range, or the stylish Prelude coupe, there’s a modern Honda to suit many lifestyles, each featuring advanced safety tech and efficient powertrains.