Hyundai Car Insurance
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Click through on the ‘Get a Quote’ button above to compare Hyundai car insurance quotes from leading UK motor insurers, and obtain the most suitable cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal.
Hyundai Car Insurance FAQs
What level of insurance should I choose for my Hyundai?
In the UK, third-party only is the legal minimum, but comprehensive cover is recommended for most Hyundai cars. Comprehensive insurance typically covers damage to your own vehicle, theft, fire and third-party injury or property damage, offering broader protection and peace of mind.
How does my Hyundai model affect insurance premiums?
Your insurance cost largely depends on the specific Hyundai model and its insurance group. Smaller, lower-powered cars like the i10 or i20 generally fall into lower insurance groups and are cheaper to insure, while larger, more powerful or electric models such as the Tucson, Santa Fe or Ioniq 5 often attract higher premiums due to increased repair and replacement costs.
Will added features or modifications impact my Hyundai insurance?
Yes. You must declare any modifications (e.g., alloy wheels, performance upgrades, parking sensors, multimedia systems). Even aftermarket accessories can affect your premium. Failure to declare changes can lead to your policy being invalidated or claims being rejected.
Hyundai UK Car Insurance
Car insurance in the UK is a legal requirement for every driver. Whether you drive a small city car like the Hyundai i10 or an electric SUV like the IONIQ 5, you must have at least third-party insurance to cover damage or injury you cause to others. Most Hyundai drivers choose comprehensive cover, which protects your own vehicle as well as third parties and usually comes with extra benefits such as courtesy car provision, windscreen cover, personal accident cover and 24-hour accident recovery services. Policies arranged specifically for Hyundai owners often include manufacturer-backed perks such as free factory-fitted accessory cover, EU wide cover and even replacement of your Hyundai with a brand new one if it is written off or stolen within the first twelve months of registration.
When you insure your Hyundai in the UK, insurance premiums are influenced by several key factors. The specific model you drive and its insurance group rating are crucial. Insurance groups range from 1 to 50, with lower numbers typically costing less to insure because they represent vehicles that are cheaper to repair or replace and generally have less powerful engines. For example, small hatchbacks like the Hyundai i10 or i20 sit in lower insurance groups, often meaning more affordable premiums, while larger SUVs, powerful performance-oriented cars or fully electric models can carry higher premiums due to increased repair costs or higher market value.
Other factors include your age, driving history, location and annual mileage. Adding optional extras such as breakdown cover, legal protection or protected no-claims bonus can increase the premium but may provide valuable protection. Security measures such as immobilisers, tracking devices or safe parking can sometimes help reduce costs. Always ensure that any modifications or added accessories — such as upgraded stereo systems or custom wheels — are declared to your insurer, as undeclared changes can invalidate your cover.
Shopping around and comparing quotes from different insurers remains one of the most effective ways to secure a competitive rate. Many insurers now allow you to get tailored quotes online by entering details of your Hyundai model and personal circumstances. Calling insurers directly can sometimes yield better bespoke deals, especially for newer plate cars that may not yet have up-to-date listings on comparison sites.
Available Hyundai Models in the UK
Hyundai’s UK range covers a broad spectrum of vehicle types, from compact cars and family hatchbacks to SUVs and fully electric models. As of 2025/2026, these models include:
Hyundai i10 – Compact city hatchback. (Petrol)
Hyundai i20 – Small hatchback with practical interior. (Petrol)
Hyundai i30 – Family hatchback (also available in estate/fastback forms). (Petrol/Hybrid)
Hyundai Bayon – Small SUV with elevated driving position. (Petrol)
Hyundai Inster – Compact electric SUV with urban-friendly dimensions. (Electric)
Hyundai Kona – SUV available with petrol, hybrid and electric drivetrains.
Hyundai Tucson – Mid-size SUV with hybrid and plug-in hybrid options.
Hyundai Santa Fe – Larger SUV with seven-seat capability, including plug-in hybrid variants.
Hyundai IONIQ 5 – Fully electric crossover SUV.
Hyundai IONIQ 6 – Electric saloon.
Hyundai IONIQ 9 – Large electric SUV aimed at tech and range-focused buyers.
Hyundai’s model range continues to evolve, particularly with electrification and hybrid technology, offering choices to suit different budgets, lifestyles and insurance preferences.
