Mercedes Car Insurance
Homeapproved Mercedes Benz car insurance. Compare quotes from leading UK insurers, brokers and intermediaries delivering the highest level of protection for your vehicle. Tailored quotes for both prestige and performance Mercedes. Buy online and obtain instant cover.
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Click through on the ‘Get a Quote’ button above to compare car insurance for your Mercedes from leading UK motor insurers, and obtain the most suitable fully featured cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal.
Top 6 Mercedes Car Insurance FAQs
What types of car insurance cover are available for my Mercedes‑Benz?
In the UK you typically choose from: Third Party Only (TPO): Legally required minimum — covers damage you cause to others. Third Party, Fire & Theft (TPFT): Adds cover if your Mercedes is stolen or damaged by fire. Comprehensive: Covers your own car too (most popular for Mercedes models). Comprehensive often gives better value and includes more benefits.
Why is Mercedes‑Benz insurance often more expensive?
Several reasons insurers may charge more: Higher repair/replacement costs — genuine Mercedes parts and specialist labour are costly. Performance models (AMG variants or bigger engines) fall into higher insurance groups. Higher theft/targeting risk for premium brands. Your exact cost still varies by driver profile (age, location, driving history).
How can I reduce my Mercedes‑Benz insurance premium?
Common ways to lower cost include: Build/Protect your No‑Claims Bonus (NCB). Install approved security (tracking devices, alarms). Use secure parking/garage overnight. Compare multiple insurers and use comparison sites. Choose a higher voluntary excess (carefully, so you can still afford it if you claim).
Does my Mercedes‑Benz insurance cover European travel?
Many UK insurers include short‑term EU/EEA cover as part of the policy (often ~30–90 days). If you plan longer trips, you may need to add extended European cover or get Green Card documentation — check your insurer’s terms before travel.
What is a No‑Claims Bonus (NCB) and how does it affect my premium?
Your No‑Claims Bonus is a discount earned for each year you don’t make a claim. More years of NCB = lower premiums. You can often protect your NCB so it isn’t lost after your first claim (for an extra cost). This is one of the biggest ways drivers reduce premiums over time.
What optional extras should I consider for my Mercedes policy?
Useful add‑ons include: Breakdown cover (often European too); Windscreen cover; Courtesy car while yours is repaired; Legal expenses cover; Key protection (important for high‑value Mercedes keys); Gap cover / new‑for‑old cover (for newer vehicles)
Extras can boost peace of mind but will increase your premium — choose what fits your needs.
Bonus Tip: Insurance costs vary widely depending on driver details (age, postcode), the exact Mercedes model (A‑Class vs. S‑Class vs. AMG), annual mileage, and security features. Always compare quotes from multiple insurers to get the best price and cover.
Through HomeApproved you can choose your cover from over 90% of the main insurance companies and brokers. Use the unique MotorWizard™ to find the right Mercedes-Benz car insurance partner for you. Select from basic third party cover or a fully comprehensive policy. Competitive premiums are available for all Mercedes-Benz models and petrol, diesel and hybrid derivatives:
• Sports Cars; Convertible Cars
• 4×4’s; MPV’s; Automatic Cars
• Luxury Cars; Family Cars
• MG, C-Class, E-Class
• A-Class, CLK, SLK, M-Class
• S-Class, B-Class, CLS, SL
• Viano, CL, G-Wagon, R-Class, SLR
• 190, 320, 500, 430, e36, etc.
When it comes to insurance groups, typically, the higher the number, the more costly your premiums. Other factors, like your age, driving experience and location are also taken into consideration when calculating a new quote.
When it comes to safety, Mercedes are also at the forefront of technology. It makes sense to underpin this outstanding record of engineering excellence with a suitable, comprehensive motor policy. There are ways in which you can reduce the cost of your next premium:
• Security: Fitting an alarm / immobiliser and keeping your vehicle in a secure location.
• Increase excess: Lowers premiums on your Mercedes Benz car insurance.
• Avoid unnecessary insurance add-ons for you Mercedes Benz car.
Manufacturers (Mercedes-Benz) UK Website Address: www2.mercedes-benz.co.uk (copy and paste into your browser bar).
