VW Car Insurance
Homeapproved VW car insurance quote. Comprehensive and third party cover from over 90% of the main insurance companies and brokers. Use the unique online MotorWizard™ to find the right insurer for your Volkswagen. No matter what model or age of VW you own, you can save time, effort and money on your next motor quote!
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Click through on the ‘Get a Quote’ button above to compare VW car insurance quotes from leading UK motor insurers, and obtain the most suitable fully featured cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal. Volkswagen car insurance quotes can be obtained for every UK production model.
Top 6 FAQs on UK VW Car Insurance
1. What types of cover can I get for my Volkswagen?
You can choose from the usual UK car insurance levels:
Third Party Only (legal minimum)
Third Party, Fire & Theft
Fully Comprehensive – This is the most common choice for Volkswagen owners as it covers your own car as well as others in an accident. Specialist insurers may also offer tailored VW policies with extra features.
2. Does Volkswagen UK offer its own insurance, and what’s included?
Yes — Volkswagen Car Insurance is available directly through the brand, underwritten by Liverpool Victoria Insurance Company. Benefits often include:
5 days complimentary Drive Away Insurance for new/approved used cars (so you’re covered right from day one)
Cover for electric VW batteries, charging cables, and home chargers if damaged in an accident
Features like Uninsured Driver Promise and courtesy car cover on some levels of policy.
3. How does No‑Claims Discount (NCD) work with VW insurance?
Like all UK insurance policies, your No‑Claims Discount earns you lower premiums the longer you drive without a claim. If you make a claim, it can reduce your discount unless you have NCD protection. Different providers have slightly different rules about how NCD is affected, so check the policy’s terms.
4. Am I insured to drive other vehicles with my VW policy?
Some VW insurance policies may include Driving Other Cars cover, but this varies by insurer and policy level. Always confirm with the insurer whether this cover is included and what restrictions apply (e.g., only third party cover vs full cover).
5. What should I do if my Volkswagen is written off or stolen?
If your VW is written off, most comprehensive policies will pay out the market value at the time of write‑off (minus your excess). Some VW policies include features to help ensure you get a fair settlement and may include courtesy car cover while arrangements are made. If it’s stolen, report it immediately to police and your insurer as soon as possible.
6. Can I change my Volkswagen insurance details after buying a policy?
Yes — you can normally update things like:
Your address
Car details (e.g., new car, change of registration)
Additional or removed named drivers
Annual mileage
Payment details
…but you must tell your insurer about material changes as required — failing to do so could lead to denied claims or cancelled cover.
Bonus Tips for VW Drivers in the UK
Electric VW coverage: If you own a VW EV (e‑Golf, ID.3/ID.4 etc.), check that battery and charging equipment are covered — not all standard policies include this automatically.
Volkswagen Ensurance is a free additional option (separate from your main insurance) that helps manage repairs through VW approved repairers and genuine parts after an accident.
Insurance costs rising: UK car insurance premiums have been increasing overall due to higher repair costs and other factors — so shopping around or renewing early can often save money.
Cover is tailored to your specific driver and VW vehicle profile. In addition to the standard list features and benefits, you can choose to add any number of optional extras. Get covered for all UK production model VW’s:
• up!, Polo, Touran, Touareg
• Sharan, Bora, Caravelle
• EOS, Passat, Beetle
• Jetta, Golf SV, Scirocco, Lupo
• Tiguan, e-up!, Volkswagen CC
• Golf GTI / GTD / R, e-Golf
• Phaeton, XL1, Corrado
Volkswagen are one of the world’s largest car producers. Famous for manufacturing reliable, family vehicles, as well as sporty hatchbacks, the VW symbol has come to be a trademark of quality and performance. At Volkswagen they take your safety very seriously. That’s why they are renowned for building cars to offer maximum protection in the event of an accident.
Crumple zones – part of the tough safety shell, airbags (up to 9 in some models) and Isofix child seat fixings are standard in all Volkswagens. And their tyre checking and repair systems help keep you safely on the road, even when the unexpected happens. VW cars go through a comprehensive programme of crash tests, before they are launched onto the market. Many models are also subject to independent Euro NCAP testing.
If you own and drive a high performance VW, for example the superb R32 (Golf), you should also consider fitting a vehicle tracking device and making sure your car is protected with a high quality security system.
