Pass Plus Car Insurance
The Pass Plus car insurance initiative was introduced by the Government to help reduce the number of car accidents and deaths on UK roads involving young drivers and ordinary road users.
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Click through on the ‘Get a Quote’ button above to compare Pass Plus car insurance quotes from leading UK specialist and mainstream motor insurers, and obtain the most suitable fully featured cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal.
Booking Pass Plus
You need to book Pass Plus with a Pass Plus registered approved driving instructor (ADI). You can contact the Driver and Vehicle Standards Agency (DVSA) to check if an instructor is registered with Pass Plus. You’ll need their name and ADI number. Contacts: DVSA Pass Plus team passplus@dsa.gsi.gov.uk. Tel: 0115 936 6504 Monday to Friday, 9am to 4pm. Pass Plus fees depend on where you live, the instructor or driving school and how long your training takes. Some local councils can offer discounts off the full Pass Plus training costs.
Top 6 FAQs on Pass Plus Insurance in the UK
1. What is Pass Plus and how does it relate to insurance?
Pass Plus is an optional driving training course in the UK designed to improve your skills beyond the standard driving test — covering things like motorway driving, night driving and rural roads. Completing it gives you a Pass Plus certificate you can show to insurers for a possible premium discount, but the course itself is not insurance.
2. Will Pass Plus guarantee cheaper car insurance?
No — a discount is not guaranteed. Some insurers offer a reduction if you’ve completed Pass Plus, but many do not, and the amount varies widely. Always check with your insurer before booking the course to confirm whether they recognise Pass Plus and what discount they’ll give.
3. How much could insurance drop after Pass Plus?
There’s no fixed amount — if a discount is offered, it typically ranges from modest savings (e.g., around 5–15%) to occasionally more. But because policies and pricing are highly individual, there’s no standard rate, and sometimes the saving is so small it’s not worth the cost of the course.
4. How long after passing my test can I use Pass Plus for insurance benefits?
Insurers often prefer drivers who complete Pass Plus within a year or two of passing their test — and may not offer a discount if the certificate is older than this. Check with your insurer as policies differ.
5. Does the Pass Plus certificate ever expire?
The certificate itself does not expire permanently, but its usefulness for gaining an insurance discount can be limited if too much time has passed since you passed your test or since completion of the course.
6. Is Pass Plus worth doing just for insurance savings?
Not always. Because discounts aren’t guaranteed and may be small, many drivers find the main value is the additional driving experience and confidence — especially for things like motorway driving, night driving and adverse weather — rather than purely the insurance benefit.
The Pass Plus car insurance scheme provides newly qualified and young with extra experience and a discount on your next car insurance premium. Designed by the Driving Standards Agency (DSA) the scheme delivers training and tuition on the following aspects of driving:
• Town Driving
• All Weather Driving
• Out of Town Driving
• Night Driving
• Dual Carriageway Driving
• Motorway Driving
One of the major incentives and benefits associated with Pass Plus is the opportunity to make savings on your next policy. Excellent discounts for motorists who have successfully completed the Pass Plus course are available from leading insurers:
• Endsleigh
• Churchill Insurance
• Direct Line
• Aviva
• Privilege
• RSA (More Than)
• Tesco
Pass Plus can be taken up to a year after you have passed your practical driving test. There is no further test to take – when your instructor is satisfied with your performance you receive a certificate from the DSA.
Obviously there can be great monetary benefits for Young Drivers who are looking for their next policy. Nearly all of the leading UK motor insurers will reduce your premium if you can prove that you have passed the Pass Plus examination. To obtain the latest information please visit this dedicated GOV.UK.
