Track Day Car Insurance

Track Day Car Insurance

Short term cover for your performance and sports cars. A specialised type of protection, track day car insurance will deliver the right level of personal liability and vehicle cover for both fun and competition days, at circuits throughout the UK.

Click through on the ‘Get a Quote’ button above to compare Track day car insurance quotes from leading UK insurer Adrian Flux, and obtain the most suitable fully featured cover and protection you require. Adrian Flux insurance for track day events includes cover for:

• Track days; Rally events
• Cover for events run by groups including:
• Car club track days
• Magazine track days
• Manufacturer’s track days
• Association of Track Day Organisers (ATDO) members.

FAQs for Track Day Car Insurance UK

What is track day car insurance?
Track day car insurance provides cover for your own vehicle while driving on a race circuit during a non-competitive track day. Standard road insurance does not cover track driving.

Is track day insurance mandatory in the UK?
No, it’s not legally required. However, without it, any damage to your car is at your own risk, which can be costly.

What does track day insurance cover?
Most policies cover accidental damage to your car while on track. Some policies may also include fire damage. Liability to other drivers is usually excluded.

What isn’t covered by track day insurance?
Common exclusions include mechanical failure, wear and tear, tyres and brakes, timed or competitive events, and damage caused by reckless driving.

Can I get track day insurance for any car?
Many insurers cover standard and modified cars, but there may be limits based on vehicle value, engine size, or type of modifications. Some high-performance cars may require specialist cover.

How much does track day insurance cost?
Costs vary depending on the car’s value, circuit, driver experience, and excess chosen. Policies are usually purchased per event or per day.

Regardless of whether you are a regular at organised track days across the country or maybe you are experiencing this for the first and only time, you will need to look into the requirements for specialist short term insurance.

There is nothing like the feeling of pulling out of the pit lane, onto the hallowed tarmac of a famous racing circuit following the tyre tracks of your heroes. However beware, if you are unfortunate enough to have an accident and not ‘properly’ insured or are under-insured, the potential consequences both personally and financially could be enormous.

Through this web site you can access individually tailored polices that deliver competitive short term motor insurance for private individuals, companies and for franchised motor dealerships. When making an application for short term track day insurance you might be asked to provide the following information:

• Do you require cover for a single date or multiple dates?
• The number of Track Days you have been on before
• Do you require cover for any additional drivers?
• Details of any accidents whilst taking part in a Track Day
• Details of any claims and convictions on the road within the last 5 years
• Whether or not you hold a racing licence
• If you currently competing in a championship
• Details of any other material information about the track day(s), car(s) or driver(s).