Volvo Car Insurance
Homeapproved Volvo car insurance quote. Input your individual driver and vehicle profile and choose from comprehensive and third party cover from over 90% of the main UK insurance companies, intermediaries and brokers. Use the unique online MotorWizard™ to find the right insurer for your Volvo.
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Click through on the ‘Get a Quote’ button above to compare Volvo car insurance quotes from leading UK motor insurers, and obtain the most suitable fully featured cover and protection you require. The Quotezone click and compare service is entirely free to use. It is a totally independent and impartial insurance comparison site, already helping over 1 million drivers across the UK to get the best deal. You can obtain instant online cover for every current UK production model, plus other classic Volvo’s:
• S40, V70, V90, XC90, XC60, XC70
• C30, S60, C70, V50, V60, S80
• V40, 850, XC, T5, 440
• 940, S70, 240, 740, 960
• P1800, 460, v90, 340
6 FAQs on Volvo Car Insurance in the UK
1. What types of car insurance coverage should I consider for my Volvo?
In the UK, the main cover types are:
Third Party Only (TPO) – covers injury or damage to others (minimum legal requirement).
Third Party, Fire & Theft (TPFT) – adds fire damage and theft protection.
Fully Comprehensive – covers damage to your own Volvo as well as others, even if you are at fault.
Most Volvo drivers choose fully comprehensive for best protection, especially if the car is new or valuable.
2. Can I get free short‑term insurance when I collect my new Volvo?
Yes — if you’re buying or leasing a Volvo from a UK dealer you may get Free Driveaway Insurance for up to 7 days from collection. This gives you temporary comprehensive cover while you organise a full policy.
3. Do I have to use Volvo’s own insurance, or can I choose another provider?
You can use your own insurance provider if you prefer. If the Volvo is financed, your policy must meet certain requirements (e.g., cover accidental damage, liability, windscreen, courtesy car). Volvo also offers its own flexible subscription‑style comprehensive insurance with genuine parts and approved repairs.
4. What affects the cost of insurance for my Volvo?
Several factors influence your premium, including:
Your age, driving history, and no‑claims discount (NCD)
The Volvo model and trim (higher performance / hybrid or electric versions can cost more)
Where you live and how you use the car
Modifications or additional equipment (which must be declared)
Failing to declare modifications — even cosmetic ones — can lead to claim denial or policy cancellation.
5. What is a No Claims Discount (NCD) and how important is it?
A No Claims Discount (NCD) rewards you for years of claim‑free driving and can significantly reduce premiums. You’ll usually need proof (renewal notices or letter) from your previous insurer. Some policies offer NCD protection, which preserves your discount even if you make a claim, though rules vary by provider.
6. What happens if I pay monthly instead of annually?
Many insurers (including Volvo’s subscription‑style policy) offer monthly payments. While this can improve cash flow, paying monthly can be more expensive overall due to interest or finance charges with some providers (this is a common issue in the UK market). It’s often cheaper to pay annually if you can.
Bonus Tips for Volvo Owners in the UK
Safety features may help: Volvo’s strong safety record, advanced systems, and high safety ratings may help lower premiums with some insurers. Electric & hybrid specifics: If you have an electric or plug‑in Volvo, check whether your insurer covers battery, charging cable, and associated equipment — not all policies automatically include this. Shop around: Insurance prices vary a lot year‑to‑year, so comparing quotes each renewal can save money.
1927 marks the starting point of Volvo cars. Since then, a steady flow of Volvo models have left the different Volvo plants, making automotive history. The manufacturer has established a global reputation for class leading safety, and understated luxury. The extremely well received XC60 and XC90 4×4 models have further enhanced the company’s image and been warmly received by both motorists and the press alike.
With Volvo being a byword for safety, the brand is a good buy for the motorist who places a high importance on safety and refinement. The Volvo offering delivers bags of space wrapped up in a well-priced parcel making it a vehicle well worth investing in for the future.
Volvo Vision
That no one will be seriously injured or killed in a new Volvo by 2020. That’s how seriously this manufacturer takes safety. From features that support you while driving, to features that help prevent accidents and protect you in the event that one occurs, IntelliSafe is Volvo’s way of giving you everyday convenience and peace of mind, anywhere you go.
